We know that we all are going to die one day. So it is better to tell someone from the family about the funeral rituals you would like to perform for ex. If you want to be buried in your family plot or put your ashes in some specific river or scatter it in air. Your wishes will decide the funeral cost .Just make sure that you have some amount kept in your savings with the name of “worry not”, so that your family uses it at times of emergency. The funeral costs can also be paid by that.
Funeral insurance
Final expense insurance is a permanent insurance coverage that you can purchase to pay various costs associated with your death. This insurance is payable only on the insured's death. This form of insurance protects your loved ones, against the burial expenses. Generally people do not wish to think the funeral and the burial costs until someone has passed away. Good financial planning helps cover all these expenses.
Now a day’s many funeral planners are available which on given contract, take charge of the ceremony. Following are some important things which need to be kept in mind.
• Cemetery Plot
• Cemetery fees
• Acknowledgment cards
• Flowers
• Probate/Legal fees
• Doctor bills
• Debts
• Embalming
• Transfer of remains
• Burial vault
• Casket
